What in the World are Closing Costs Prepaids?

Of all the expenses that come with buying a home, prepaid costs can sometimes take buyers by surprise. (And while we all love a good surprise, you definitely don't want one in the buying process!). So, here's what to know:

Prepaid costs are upfront cash payments you make at closing for various mortgage expenses before they’re actually due. Funds are held in escrow until needed. They include:  

- Initial escrow deposit

- Homeowner’s insurance premiums

- Real estate property taxes

- Mortgage interest 

Prepaids are separate from closing costs which include the title search, appraisal, and cost of processing the loan. 

Curious about what your bottom line would be if you purchased a home? Want to buy but don't want surprises? Call me, and let’s crunch the numbers!

If you’re planning on selling and are in the market for a top agent to make it happen, I would love to help!

We provide real estate services to these West Texas cities - Abernathy, Brownfield, Buffalo Springs, Crosbyton, Denver City, Farwell, Floydada, Idalou, Hale Center, Lamesa, Levelland, Littlefield, Lubbock, Muleshoe, New Deal, New Home, Olton, Plains, Plainview, Post, Ralls, Ransom Canyon, Seagraves, Seminole, Shallowater, Spur, Sudan, Sundown, Tahoka, Tulia and Wolfforth.

We provide real estate services to these counties - Bailey County, Briscoe County, Castro County, Crosby County, Dawson County, Dickens County, Floyd County, Gaines County, Garza County, Hale County, Hockley County, Kent County, Lamb County, Lubbock County, Lynn County, Parmer County, Scurry County, Swisher County, Terry County and Yoakum County.

-Turn the Key to your clean Slate-

Lainie Eilenberger, REALTOR

Key and Slate Real Estate Group

Keller Williams Realty

806-928-4453

Licensed Realtor in

Top 5 Tips for Marketing a Home

Ready for my top 5 tips for successfully marketing a home? 

1. Professional, airy listing photos with plenty of lighting.

2. A data-backed listing price that entices buyers and reflects today’s conditions.

3. An error-free listing description that hits the high points but isn’t over the top or misleading.

4. Advertising on social media channels, tried-and-true signs and postcards, and on the MLS (which feeds popular real estate sites).

5. Agent-to-agent marketing.

Which do you think is the most important when selling? Let me know in the comments!

 (For me, it’s all about the listing photos!)

If you’re planning on selling and are in the market for a top agent to make it happen, I would love to help!

We provide real estate services to these West Texas cities - Abernathy, Brownfield, Buffalo Springs, Crosbyton, Denver City, Farwell, Floydada, Idalou, Hale Center, Lamesa, Levelland, Littlefield, Lubbock, Muleshoe, New Deal, New Home, Olton, Plains, Plainview, Post, Ralls, Ransom Canyon, Seagraves, Seminole, Shallowater, Spur, Sudan, Sundown, Tahoka, Tulia and Wolfforth.

We provide real estate services to these counties - Bailey County, Briscoe County, Castro County, Crosby County, Dawson County, Dickens County, Floyd County, Gaines County, Garza County, Hale County, Hockley County, Kent County, Lamb County, Lubbock County, Lynn County, Parmer County, Scurry County, Swisher County, Terry County and Yoakum County.

-Turn the Key to your clean Slate-

Lainie Eilenberger, REALTOR

Key and Slate Real Estate Group

Keller Williams Realty

806-928-4453

Licensed Realtor in

Lainie Eilenberger, REALTOR

Key and Slate Real Estate Group

Keller Williams Realty

Licensed in Texas

6 Tips for Staging Your West Texas Home To Be Sold Quickly

So..this is a friendly reminder that staging your West Texas home for sale doesn’t have to break the bank.

6 tips for a DIY stage that will have buyers falling in love with your West Texas home:

1. Get rid of the furniture, accessories, and knick-knacks that crowd floors and tabletops. Go for the vacation rental feel. Enough, but not too much.

2. Clean, clean, clean! While not staging per se, you can’t get away from how critical cleaning is.

3. Replace your family photos with neutral artwork to help buyers picture themselves in your home.

4. Swap your everyday bath towels with crisp white ones to make your bathrooms brighter, cleaner, and spa-like.

5. Organize your closets. Sellers always open closets. Surprise them with neatly arranged storage that says, “there’s space for everything!”

6. Don’t overlook curb appeal. Spruce up the front door with a season wreath lay fresh mulch, and add planters with potted seasonal flowers to the front step.

If you’re planning on selling and are in the market for a top agent to make it happen, I would love to help!

Note -

We provide real estate services to these West Texas cities - Abernathy, Brownfield, Buffalo Springs, Crosbyton, Denver City, Farwell, Floydada, Idalou, Hale Center, Lamesa, Levelland, Littlefield, Lubbock, Muleshoe, New Deal, New Home, Olton, Plains, Plainview, Post, Ralls, Ransom Canyon, Seagraves, Seminole, Shallowater, Spur, Sudan, Sundown, Tahoka, Tulia and Wolfforth.

We provide real estate services to these counties - Bailey County, Briscoe County, Castro County, Crosby County, Dawson County, Dickens County, Floyd County, Gaines County, Garza County, Hale County, Hockley County, Kent County, Lamb County, Lubbock County, Lynn County, Parmer County, Scurry County, Swisher County, Terry County and Yoakum County.

y, Briscoe County, Castro County, Crosby County, Dawson County, Dickens County, Floyd County, Gaines County, Garza County, Hale County, Hockley County, Kent County, Lamb County, Lubbock County, Lynn County, Parmer County, Scurry County, Swisher County, Terry County and Yoakum County.

-Turn the Key to your clean Slate-

Lainie Eilenberger, REALTOR

Key and Slate Real Estate Group

Keller Williams Realty

806-928-4453

Licensed Realtor in Texas